Rates & Fees Image

Rates & Fees

Interest Rates are accurate as of March 17, 2020

CD's

rates_cds table
Product TypeRate %APY %NotesCompounding Frequency
30 DAY CD0.150.15AT MATURITY
91 DAY CD0.250.25AT MATURITY
182 DAY CD0.50.5AT MATURITY
1 YEAR CD0.950.95SEMI ANNUALLY
2 YEAR CD0.990.99SEMI ANNUALLY
3 YEAR CD1.051.05SEMI ANNUALLY

 

 

 

 

 

IRA's

 

rates_iras table
Product TypeRate %APY %Compounding Frequency
IRA-18 MONTH0.350.35SEMI ANNUALLY

 

 

 

Money Market & Savings Accounts

 

rates_money_market table
Product TypeRate %APY %Compounding Frequency
Personal Money Market TIER 3 $1,500.00- $99,999.990.250.25MONTHLY
Personal Money Market TIER 2 $100,000.00 - $249,999.990.500.50MONTHLY
Personal Money Market TIER 1 $250,000 or greater0.750.75MONTHLY
Personal Savings Account0.150.15QUARTERLY
Minor Savings0.150.15QUARTERLY
Now Account0.150.15MONTHLY

 

 

 

Other Services & Fees

 

Miscellaneous Services

Overdraft Charges:

$30.00 per Item

Insufficient Funds:

$30.00 per Item

Stop Payments:

$5.00 per Item

Account Research:

$10.00 per Hour

1 Hour Minimum

Collection Fee:

$5.00 per Item

Duplicate Safe Deposit Key:

$14.00 per Key

Replacement ATM Card:

$5.00 per Item

Return Item Fee:

$30.00 per Item

Additional Paper Statement:  $2.00
Bill Pay

$5.95 per Month after

First 90 days of Bill Pay

 

 

 

Wire Transfers

Outgoing Wire Transfers

$20.00

Incoming Wire Transfers

$10.00

 

 

 

Money Orders & Cashier's Checks

Personal Money Orders (.00 -$499.99)

$1.00 per M/O

Cashier's Checks ($500.00 & Over)

$2.00 per C/C

 

 

 

Notary Services

Customer

No Charge

Non-Customer

$1.00

 

 

 

Safe Deposit Boxes

2 ½" Deep X 4 ½" Wide

$10.00 Annually

4 ½" Deep X 5" Wide

$20.00 Annually

2 ½" Deep X 10" Wide

$20.00 Annually

4 ½" Deep X 10" Wide

$30.00 Annually

10 ½" Deep X 11" Wide

$40.00 Annually

 

  • Safe deposit box fees are due annually in January, this fee can be debited automatically from a checking account.
  • Cost of duplicating a safe deposit key is $14.00.
  • Cost of drilling safe deposit box if both keys are lost is a minimum of $125.00.

 

 

 

Copy Machine Services

Price per Copy

$.20 per Copy

 

 

 

Fax Machine Services

Price per First Page Sent

$3.00

Price per First Page Received

$1.00

Price per Page Thereafter

$1.00