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Individual Retirement Accounts

(Traditional, Roth, SEP, Simple)

  • $500.00 minimum to open
  • Variable interest rate - interest rate & Annual Percentage Yield can be found on updated interest rate sheet and may be changed at our discretion at any time
  • Interest compounded semi-annually
  • Maturity term of 18 months
  • Statements mailed annually
  • Penalty of 3 month's interest on early withdrawal
  • IRS penalty of 10% may also apply if an early withdrawal is made