Certificates of Deposit

• Minimum deposit of $1,000.00 required
• Interest rate & Annual Percentage Yield can be found on interest rate sheet and may be changed at our discretion at any time
• New interest rate will be imposed at maturity of CD
• Daily balance method used to calculate interest
• CD's automatically renew unless customer requests otherwise
• Customer has a grace period of 10 days after maturity to withdraw without penalty

Interest is compounded and credited to the CD, or a checking or savings account or mailed by check to customer semi-annually or at maturity of CD, whichever comes first.

Penalty for Early Withdrawal

• 1 month's interest on a CD with maturity 1 year or less
• 3 month's interest on a CD with maturity over 1 year up to 3 years
• 6 month's interest on a CD with maturity over 3 years

Penalty in each circumstance is based on the amount withdrawn.

We offer the following CD's. For current rates, please see our rates page.

• 30 Day
• 91 Day
• 182 Day (6 Mo)
• 1 Year
• 2 Year
• 3 Year
• 4 Year
• 5 Year